The Way Out

Money basics

What happened to Mint, and where to go now

For years, Mint was the free app a lot of people used to see all their money in one place. Then it was gone. If you are still looking for a replacement, or you just want to know what happened, here is the short version, with sources, and a simple way to pick what comes next.

A quick history

Mint launched in September 2007 as a free way to see all your financial accounts in one place, set budgets and track spending. Intuit, the company behind TurboTax and QuickBooks, bought it in 2009 in a deal valued at about $170 million.1

What happened

  • November 2023: Intuit announced that Mint would shut down and encouraged users to move to Credit Karma, which Intuit also owns. At the time, a company spokesperson gave January 1, 2024 as the shutdown date.2
  • March 23, 2024: Mint officially shut down, and users could no longer access their data in the app.3

Users who moved to Credit Karma could bring over most of their account balances, their historical net worth and three years of transactions, according to the company.2 People who did not move could request a copy of their data from Intuit, or ask for it to be deleted.2

Is Credit Karma the same as Mint?

Not exactly, and Intuit said so. At the announcement, the company told CNBC that “Credit Karma does not currently provide budgeting features the same way that Mint has in the past.”2 Credit Karma does let you view linked accounts, transactions, cash flow, spending and net worth over time, along with credit monitoring.3 If those are the parts of Mint you used most, it may cover what you need, and it is the path Intuit chose for Mint users.

How to choose what comes next

There is no single right replacement, because people used Mint for different things. Start with the job you actually need done:

  • “I want to see all my accounts and my net worth.” Look for an account aggregation app that links to your bank and cards. Credit Karma is the option Intuit pointed Mint users to.
  • “I want a monthly budget.” A budgeting app or a simple spreadsheet works. If you are starting from zero, our guide on how to make a budget when no one ever taught you walks through it.
  • “I want to get out of debt.” You need a debt tracker with a payoff plan and a date, not just a spending tracker. That is a different job, and it is the one Haluvra is built for.

Before you sign up for anything new, a few questions worth asking: does it need your bank login, or can you enter numbers yourself? What is free and what is paid? Can you export or delete your data if you leave? Mint’s shutdown is a good reminder that the last question matters.

If your goal is paying off debt

Haluvra is a debt payoff app. It is not trying to be Mint. It is built for one job: helping you get from where you are to a balance of zero, with a date you can see.

  • Your exact debt-free date. Add your cards and see the month you could be done, then watch the countdown as each payment moves it closer.
  • Avalanche and snowball, side by side, so you can see the interest and the timing before you commit. Free, with unlimited cards.
  • No bank login needed. You enter your balances, rates and minimums yourself.
  • Goals for after the debt. When the last card hits zero, the same monthly money can start building savings toward a goal.
  • Glow Up adds the Glow Method, which balances saving interest with early wins, plus a what-if planner, milestones and payment reminders.

Not ready for an app? The free Haluvra debt payoff calculator shows your date in about a minute, with nothing to sign up for.

Start your debt payoff plan

Add your cards to the free Haluvra debt app and see the exact month you could be debt free.

Start free in the Haluvra app

Sources

  1. Intuit, “Intuit Completes Acquisition of Mint.com” (November 2, 2009)
  2. CNBC Make It, “Budgeting app Mint is shutting down, users are disappointed” (November 7, 2023)
  3. CNBC Select, “Best Alternatives to Mint to Keep Your Budget on Track” (updated May 13, 2026)

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Haluvra is not a licensed financial advisor. All content is for informational purposes only.